Unmatched Expertise
and Service.

Our approach is to treat our clients’ finances as if they were our own, ensuring every decision we make is solely focused on their best interests, without compromise. Despite the ongoing increase in healthcare and prescription drug expenses, our company consistently delivers outstanding outcomes that surpass industry trends. This success is driven by our exhaustive claims analysis and underwriting process that empowers us to negotiate from a position of strength.

What We Do

  • Employer Program Review

  • Financial Analysis

  • Strategy & Design

  • Day-to-Day Assistance

  • Annual Plan Design Review

  • Vendor Performance Review

  • Benchmarking

  • Monthly Self-Funded Reports

  • Stop-Loss Reimbursement Filing

  • Benefit Experience Reports

  • Benefit Plan Communication

  • Health Care Reform

  • Compliance Education

  • Renewal Negotiations

  • PBM Evaluation

  • Detailed Underwriting

  • Disruption Analysis

  • PPO Discount Analysis

  • Detailed Benefit Grids

  • Carrier Implementation

  • Contract & Plan Document Review

  • HR Solution Services

  • Benefits Administration Technology

Pharmacy Management

As drug costs in the United States persistently increase with no end in sight, our team prioritizes effective drug cost management to offer our clients peace of mind, ensuring they receive the most optimal plan available. Through comprehensive studies of PBM contracts and benefits, we diligently implement and scrutinize various facets of the PBM arrangement.

  • Contract Negotiation

  • Comprehensive Analysis and Reporting

  • Transparent Pricing (100% Pass-Through PBMs)

  • Flexible Specialty Copay Programs

  • Manufacturer Assistance

  • Alternative Sourcing

Our team collaborates closely with Clinical Pharmacists to continually monitor clients’ drug spend and develop innovative strategies to combat the rising costs.

Employee Benefits Expertise

Medical / Dental / Vision

Fully Insured
Self-Funded (Stop Loss Insurance)
Level-Funded
Captives
Reference-Based Pricing

Life Insurance

Basic Life
Accidental Death & Dismemberment
Supplemental Life

Disability Insurance

Short Term Disability
Long Term Disability
Individual Disability Insurance

Worksite Benefits

Critical Illness / Cancer / Accident
Hospital Indemnity
Universal Life
Genomics
Pet Insurance
Legal
Identity Theft

Funding Arrangements

Health Reimbursement Arrangement (HRA)
Flexible Spending Account (FSA)
Health Savings Account (HSA)

Additional Expertise

Executive Benefits
Section 125 Plans
Wellness Programs
Pharmacy Benefit Managers (PBM)
Medicare Supplement